welcome to Insignia.

One team being financially creative for you.
We are a fee-only independent investment advisory firm, which means that we do not provide any proprietary products. We recommend investment products to our clients based on the needs of the client and not based on potential commissions to be generated. In our capacity as a fiduciary, we always have your best interest at heart.

Meet your Mentor, Partner and Advisor

Since 2015, Laurel has been helping people just like you plan for and invest in their financial futures. She has a passion for offering customized service and attention to help you arrive at your goal on-time and within a budget that works for you. Her trustworthy and approachable personality has helped not only some of the region's most established families, but also divorcees, widows and others who may be navigating uncertain times in their lives. You can confidently manage your money no matter your situation, and Laurel is here to help by encouraging, coaching, mentoring and partnering with you to achieve your goals.

Laurel graduated cum laude from Birmingham-Southern College in 2000, followed by her work at the family business, Piedmont Fertilizer Company in Opelika.

She began her financial advising career by working for Edward Jones, where it became clear she was well-suited to the task of advising clients in achieving their financial goals. In 2018, Laurel co-founded Railroad Investment Group to provide more comprehensive and robust resources to clients and provide them with creative, efficient strategies to fulfill their various financial needs.

While Laurel’s devotion to her clients is unsurpassed, she is equally devoted to spending time with her husband Mike and son Sewell. An avid learner, she enjoys reading and experiencing new things, places and people. She serves as a board member for the Opelika Chamber of Commerce, Community Foundation of East Alabama, Boys and Girl’s Club of Greater Lee County and Women’s Philanthropy Board. Laurel also volunteers her time to teach financial literacy to seniors at Opelika High School.

Why Us?

Independent, Fee-Only

Our firm is independent of large banks or brokerage firms allowing for independent advice built on education, experience, and knowledge. Our fee is based on your growth and disclosed up front both clear and transparent.

Comprehensive

In helping clients grow, preserve and transfer wealth, we tend to the details without ever losing sight of the big picture. Our consultative approach creates blueprints that our clients can use to rally all their professional advisors to pursue comprehensive, agreed-upon goals.

Fiduciary

We are compensated only by our clients never products. As a fiduciary, we are held to the highest legal standard (duty of care) in financial services which requires our advice and recommendations to always be in your best interest.

Client-First Philosophy

Our firm was built for and around our clients. We believe an open and transparent, client-centered relationship is the key to long-term success. Our thorough wealth planning process is driven by listening first, formulating a strategy, and following through with advice and world-class service.

FAQ

What is an independent financial advisor?
Independent Registered Investment Advisers are professional independent advisory firms that provide personalized financial advice to their clients, many of whom have complex financial needs. Because these advisors are independent, they are not tied to any particular family of funds or investment products. As fiduciaries, they are held to the highest standard of care—and are required to act in the best interests of their clients at all times. They are registered with either the Securities and Exchange Commission or state securities regulators.
What does being a Fiduciary mean?
A fiduciary is a professional entrusted to manage assets or wealth while putting the client’s best interests first at all times. Financial advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients prior to and throughout the advisory engagement. Fiduciaries will also adopt a code of ethics and will fully disclose how they are compensated.
What separates us from other financial advisors?
A combination of independence, comprehensive service, and client focus sets us apart. As an independent Registered Investment Advisor, we provide the best advice for each client’s specific situation and needs without concerning ourselves with the agenda of a parent company. Our services range from financial planning to investment management to estate planning—we can meet a wide range of needs under one roof. Finally, we are oriented toward providing each client the attention and service they deserve. We treat our clients as individuals and not numbers.
Where is my money kept?
In our advisory role, we never take custody of client assets. We utilize Charles Schwab as the custodian of client accounts and as our primary broker. Our relationship with Charles Schwab is an arm’s length transaction with no exchange of funds between Charles Schwab and us. When your account is established with Charles Schwab, you provide us with limited trading authorization on your account. This authority allows us to process trades directly in client accounts.
How do I begin?
Typically, we only need a copy of your most recent account statement and your signatures on a few forms. We will take care of setting up your new account and transferring your assets.

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© Insignia Wealth Advisory.   ADV   |   Disclosures
Securities offered through Charles Schwab. Member FINRA/SIPC.
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